CIO Insider

CIOInsider India Magazine

  • Manish Kumar,    Founder/CEO

    Manish Kumar, Founder/CEO

  • SRIMONEY, owned and operated by SR Tech N Serve, has been active in the financial services industry since its incorporation on March 3, 2016. Our journey in this sector has been a mix of successes and challenges. During this time, we have expanded our network to over 10 states in India, with plans to cover the entire country in the near future. Our dedicated team is diligently working towards this goal, ensuring the provision of high-quality services, which is our hallmark. Our experienced core team has designed our financial services with a focus on transparency, essential for all financial transactions. This commitment to transparency has fostered long-term partnerships with our channel partners. Along the way, we have established collaborations with various companies and banks, with additional agreements currently in progress. Our objective is to offer a wide range of financial services and utility bill payment options to citizens through our Customer Service Points, which are retail outlets.

  • SRIMONEY: Empowering Financial Inclusion through Technology

The Fintech-ade is Here

By: Sujith Vasudevan, Managing Editor

India has successfully leveraged the smartphone revolution by exponentially improving the network infrastructure and democratizing digital services in the country. The newfound convenience and trust significantly helped the financial industry infuse trust

How Tech Companies can Slow Down Spike in Breaches

By: Michael Sentonas, Chief Technology Officer, CrowdStrike

Tech companies have created the tools we use to build and run businesses, process consumer transactions, communicate with one another, and organize our

10 Most Recommended Fintech Startups - 2023

Top Eight Tech Trends to Watch in 2023

By: Thompson P. Gnanam, MD & Global CEO, 3i Infotech

As another eventful year comes to an end, we look to what the year 2023 holds for us. While the macroeconomic issues facing the globe


As a Leader, Stay Inspired, Stay Restless

By: Manu Saigal, Director, Adecco India

Manu Saigal, Director - General Staffing, Adecco India, is in charge of managing operations and fostering growth for the company's contract staffing and permanent recruiting divisions.


Importance of Mechanized Cleaning Over Transitional Cleaning

By: Jatinder Kaul, Managing Director, Karcher, India

Cleanliness is next to godliness because it is defined to be an emblem of purity of mind.


Digital Ecosystem Build

By: Srivaths Varadharajan, Global Fintech & Digitech, Evangelist

Digital experience defines the need for engagement with 360 degree approach cutting across all interfaces. Usually business with

  • 10 Most Recommended Fintech Startups - 2023

    Fintech Startups are Empowering The Financial Future

    FinTech, or financial technology, is a term used to describe any new technology that aims to improve and automate the use and delivery of financial services. It helps both businesses and consumers better manage their financial processes with the use of specialized software and algorithms used on smartphones and computers. Fintech now includes retail banking, education, investment management, fundraising and non-profit, and more. What most people are familiar with in fintech though, is the development and use of cryptocurrencies like Bitcoin, Litecoin, and Etherum, to name a few.

    Importance of Fintech: Fintech also contributes to economic development by facilitating new digital technologies and methodologies. It has facilitated ease of transaction and digital data collection, which has increased employment opportunities. Fintech is an emerging field that focuses on developing financial services using technology. FinTech can be advantageous for all sorts of companies, including those in insurance, banking, investments firms, asset management and personal finance management. By leveraging technology to automate tasks, they can deliver the same solutions for a lower price compared to traditional services.

    "Fintech, the smarter way to manage your money"

    Significance of Fintech Startups: The term “fintech company” describes any business that uses technology to modify, enhance, or automate financial services for businesses or consumers. These startups are diversified payment solutions for businesses and merchants. Its products include hardware and software-based payment terminals, point-of-sale financing, working capital loans, and more. It also offers loyalty and gift card solutions, analytics for business decisions, and more. Fintech refers to the integration of technology into offerings by financial services companies to improve their use and delivery to consumers. It primarily works by unbundling offerings by such firms and creating new markets for them.

    Market Size of Fintech Companies: The global fintech technologies market size was valued at $110.57 billion in 2020, and is projected to reach $698.48 billion by 2030, growing at a CAGR of 20.3percent from 2021 to 2030.

    CIO Insider magazine in this issue presents a list of '10 Most Recommended Fintech Startups - 2023' who have leveraged their extensive industry expertise and experience in bringing innovative solutions to business. The following list has been prepared after being closely scrutinized by a distinguished panel of judges including CXOs, analysts and our editorial board.

10 Most Recommended Fintech Startups - 2023

Company Logo Company Name Company Management Company Description
Fello Fello Manish Maryada, Founder & CEO A gamified investment and personal finance platform which incentivizes users for saving, growing their money and receive returns higher than their traditional savings account
FinFlow FinFlow Dilip kumar Baskar, Co-Founder A modern loan origination platform specifically designed for automobile dealers, providing a complete digital solution with real-time lender decisioning capabilities and more
Ftcash Ftcash Vaibhav Lodha, Co-Founder A fast growing financial technology venture which aims to empower micro-merchants, small businesses, retail chains and home based entrepreneurs with the power of mobile payments and more
 Niyogin Fintech: Designing Growth for MSMEs through Top-notch Fintech Solutions Niyogin Fintech Tashwinder Singh, CEO & MD A platform-centric company with lending capability, leveraged to empower the MSME sector, by giving them solutions that leverage the power of technology and the confidence of an integrated network of partners and more
Pice Pice Sandipan Mitra, Co-Founder & CEO A B2B Payment solution focused on lower costs, real time settlement, auto reconciliation , also offering inline payments & three step checkout, instant settlements, lowest charges and others
Profintech: Marketplace Centric Financial Ecosystem That Empowers MSMEs with Business Financing Solutions Profintech Sandeep Kunkunuru, Co-Founder & CTO &, Ravi Tanniru, Founder & CEO The firm intends to grow as a business-financing alternative for MSMEs, which facilitates timely business financing at low cost towards its vision of making business financing as accessible and easy as a utility service, and more
Rupeek Rupeek Sumit Maniyar, Founder & CEO An asset-backed, digital lending fintech platform, driven by the mission to make credit accessible in a fair and convenient way
Sovrenn Sovrenn Aditya Joshi, CEO An education and information platform helping to become financially independent, providing investing education and information which makes a difference to the customers
Srimoney: Empowering Financial Inclusion through Technology Srimoney Manish Kumar, Founder/CEO The company with aim to bridge the gap and offer a range of financial services to the general public well-positioned to realize its vision and contribute to the financial inclusion and convenience and others
Upwards Fintech Upwards Fintech Abhishek Soni , Co-Founder & CEO The company offering quick and easy personal loans to salaried individuals without a credit history through an app based interface that is innovative, simplistic and easy to use

Past Issues

  • Progcap: Accelerating Business Growth Through Last Mile Financing Solutions

    Pallavi Shrivastava