Xflow, a cross-border payments platform, today announced the launch of its app on ChatGPT, equipped to provide real-time exchange rate data and AI-powered FX forecasts. As ChatGPT becomes a common destination for user questions, with over 100 million weekly users in India alone, Xflow is bringing verified, real-time answers on FX visibility and cross-border payments into the AI conversational tool.

Globally, over 200 million people already turn to ChatGPT with financial questions every month. For businesses managing cross-border payments, an area shaped by regulation, documentation requirements, and operational complexity, that shift is especially significant.

Questions about conversion rates, currency movement, or FX visibility have traditionally required businesses to consult multiple sources, from bank portals to support teams, often without a single clear answer. Xflow's app on ChatGPT is designed to close that gap, bringing verified, real-time information into the same conversation where businesses are already seeking it.

Vishal Patkar, Head of Product, Xflow says, "This launch is the first step towards building a cross border payments ecosystem where businesses aren't left guessing about their FX rates, compliance questions, or anything else tied to their money moving across borders. Meeting users on ChatGPT, where so many are already asking their financial questions, is a natural extension of that goal: give people clear, verified answers, not runarounds."

The app aims to build a more transparent, informed cross-border payments experience for Indian businesses. As more of that experience moves into AI-native surfaces like ChatGPT, Xflow sees this as an early but important step in ensuring users get accurate, unbiased information about their payments, rather than relying on guesswork or scattered sources.

Also Read: From Data Literacy to AI Readiness: A Practical Guide for Businesses

Xflow holds full authorization under the RBI's Payment Aggregator – Cross Border (PA-CB) framework for both inward collections (exports) and outward remittances (imports), as well as RBI's Payment Aggregator – Online (PA-O) authorization, and operates in Canada as a Money Services Business (MSB). The company recently received in-principle approval from the International Financial Services Centres Authority (IFSCA) to operate as a Payment Service Provider at GIFT City IFSC.

Also Read: Highlights from Reliance AGM 2026: Tech Growth, Jio IPO, Energy Future

Xflow raised a $16.6M Series A at an $85M valuation, led by General Catalyst, with participation from Square Peg, Stripe, Lightspeed, Moore Capital, and PayPal Ventures.

Also Read: The Rise of Deep Tech in India: Why India Must Play the Long Game

Xflow enables Indian businesses to collect payments from 100+ countries across 25+ currencies and provides its international payments infrastructure to marquee fintechs.